Business Services

Vermont Federal understands that every business requires its own unique blend of products and services in order to succeed. We take the time to help you combine the right products and services to meet your individual business needs so that you succeed in all of your business ventures.
 

With Vermont Federal, you are offered great rates and low fees while knowing that your business finances are handled locally.

Business Loan Login

 

Whatever your commercial account needs, Trish Porter, our Director of Business
Services, is the person to call.  She has over 20 years of commercial lending
experience with companies of all sizes and in many different industries. Trish
specializes in helping businesses in Vermont grow. It’s personally rewarding for
her to see a business succeed, prosper and contribute to our local community. 

Relationship is key for everyone to succeed and Trish sees this as the
greatest benefit to business lending with Vermont Federal.  Decisions are made
locally, with an understanding and commitment to the local market, providing
a quick turnaround for our members and flexibility with terms and conditions.

Trish serves on the Essex Rotary Board as Secretary. The Essex Rotary provides
funding for Scholarships for area students, the Heavenly Pantry Food Shelf, the
Rotary Foundation and a variety of local, national and international assistance
projects.  She is also active in Vermont Ballet Theater. She has a strong
commitment to Vermont and our membership and looks forward to helping
the business community in her new role at Vermont Federal Credit Union.

Services Offered to Business Members

Vermont Federal understands that owning a business means that you don't have a lot of free time. To help make your life and business run a little more smoothly, we offer a variety of convenient services in a secure environment.  

e-Branch24 (Online banking)

These services help you to easily conduct financial transactions or view your financial information from a remote location. Access and perform transactions on your account online.

• Available 24 hours a day
• Make loan payments (some restrictions apply regarding real estate loans)
• Transfer funds between accounts
• View balances and account activity
• Receive e-Statements
• Secure Chat - Chat live during business hours with a Member Service Representative
• Co-Browse - Get live online support during business hours for your personalized e-Branch24 (Online banking)
• Sign up or Log into e-Branch24 

Call-24 Audio Response Service

Account information from a touch-tone phone on a 24 hours/day, 365 days/year basis.

• Obtain current account information including loan and share balances, cleared checks, deposits and withdrawals
• Transfer funds between accounts
• Make loan payments (some restrictions may apply for real estate loans) 
   

To access Call-24: Local: (802) 658-9630; Toll-Free: (800) 280-9630
 

Overdraft Protection

Sometimes unforeseen expenses can leave you with too little cash in your business checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience.

Although we do not encourage overdrafts, we want to help you avoid the additional merchant fees and damage to your business credit history that returned checks can create. For the protection of your business we offer:

• Overdraft line of credit
• Or the ability to use your business savings account as an overdraft source

To be eligible for this service you must meet certain qualifications. Please contact a Member Service Representative for additional information.  

Night Drop Box

• Make deposits after hours
• Ensure that funds are kept secure 

Call a Member Services Representative for our current locations.