Other Loan Products
Vermont Federal is continuously developing new loan programs to meet our members' borrowing needs. We do not require application fees or charge penalties for paying your loan off early. Flexible terms help us to find the loan program that's right for you. Some loans qualify for a .25% discount when you have automatic payments deducted from your Vermont Federal account. You can manage your loan accounts 24 hours a day on e-Branch24 (online banking,) phone, and mail or at one of our six convenient branch locations.
Fuel Assistance Loan
This loan is designed to assist you with the cost of heating your home. You can use it to pay your fuel supplier or buy wood or pellets for your stove. The minimum loan amount is $300 with a maximum term of 10 months. Proceeds of the loan are made payable directly to the fuel supplier upon presentation of your invoice.
Holiday Loan
The holidays can be stressful enough with long lines and traffic; let us help you this season with all your holiday needs. Take advantage of our Holiday Loan, with a low fixed rate you can keep a little more in your savings account this year.
First time borrowers or those with past credit problems will benefit from Vermont Federal's Credit Builder Loan. This loan can help you establish credit if you are a new borrower or re-establish credit and raise your overall credit score.
Use your Vermont Federal deposit funds as security for a low-interest loan. This loan can help you build a strong credit history and your savings will continue to earn dividends.
This loan is suitable for multiple purposes, including small home improvements, discretionary purchases, vacations or wedding expenses. You decide!
Student Loans
Vermont Federal Credit Union knows that financing college tuition can be both stressful and challenging. We now offer student loans to help fill the funding gaps that federal aid can leave behind. We are able to offer financing options that will help you achieve your dream of higher education.
Access to a line of credit when and if you need it gives you added flexibility with our Unsecured Line of Credit. Avoid NSF fees with this extra protection. There's no cost until you use it. Overdraft Protection automatically transfers if you overdraw your Vermont Federal share draft account, in increments of $250.
Grow your business with the loans you need but with the unexpected advantages you deserve. A variety of loans with great rates, low fees and local attention.
Call our Loan Line toll free at 1-888-252-0202, Option 2.
Welcome to e-Branch24 Enrollment.
If this is your first time using e-Branch24, you will need to enter your account number and then your Call-24 PIN as your password. If you do not know your Call-24 PIN, contact our Call Center at 888-252-0202, Option 3. Follow the instructions to set up your security questions and proceed to your account. Once inside e-Branch24, be sure to set up your User Options to customize your online account preferences.
