Checking Accounts

ReWARD Checking - Our Premier Checking Account

Designed for our members who utilize electronic services, this free checking account offers premium rates and ATM refunds for those who qualify.*

  • No minimum balance
  • No monthly maintenance fees

 To earn premium rates, perform the following each qualification cycle:

  • You need to receive the monthly e-mail indicating your e-Statement is ready
  • Access Online Banking
  • Have at least one automatic payment or direct deposit post and clear per qualification cycle
  • Have at least 12 debit card transactions post and clear per qualification cycle

Reward Checking Frequently Asked Questions

Share Draft Checking - Our Basic Checking Account

This free checking account is available for those who prefer not to utilize our electronic services.

  • No minimum balance
  • No monthly maintenance fees

All Checking Accounts

No matter which account you choose, you will receive the following benefits:

Enhanced Debit Card - New!

 Your debit card now has expanded purchasing power and enhanced security features:

  • Extended Warranty - doubles the time period and duplicates the coverage of the original manufacturer (or U.S. store brand) warranty for eligible purchases for a maximum of one year, up to $10,000.¹
  • Price Protection - if you buy a covered or qualified item with your debit card and then see it advertised for less within 60 days, this benefit can refund the difference.²
  • Satisfaction Guarantee - this benefit provides up to $250 per product if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.³
  • Expanded Zero Liability - shop with confidence in stores or over the phone and internet knowing that you are protected against unauthorized purchases with zero liability.4
  • Identity Theft Resolution - A recent expansion of MasterCard/s security efforts, this new program provides help in canceling missing cards and alerting credit reporting agencies. This program also includes targeted searches to detect if stolen personal and confidential data appears online.

To learn more about these valuable card benefits, visit http://www.mastercard.us/debit-card-enhanced.html.

Learn about our Business Checking

*Nationwide ATM fee refunds up to $25 per qualification cycle. Individual ATM fees of $5.00 or more will be reimbursed into your ReWARD Checking account upon presentation of the ATM receipt. If you do not meet the requirements per cycle, your ReWARD Checking account will earn the base rate APY and you will not receive ATM fee refunds for that qualification cycle. $25 Share deposit required for Credit Union membership, though no minimum balance necessary to earn rewards. Available for personal accounts only. The daily method is utilized to determine which rate will be applied. Dividends are compounded daily. Dividends will be credited to your account on the last day of each monthly statement cycle. If you close your account before dividends are credited, you will not receive the accrued dividend. Rates subject to change without notice.

1 Maximum benefit for repair or replacement cannot exceed the actual amount placed on your debit card for $10,000. Additional conditions and restrictions apply. Please visit www.mastercard.us/debit-card-enhanced.html or contact 1-800-MasterCard for full details. 2 Additional conditions and restrictions apply. Please visit www.mastercard.us/debit-card-enhanced.html or contact 1-800-MasterCard for full details. 3 Other conditions may apply. 4 For additional details visit www.mastercard.us/zero-liability.html.

 

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