Credit Cards

Our Visa® Platinum credit card program offers several options to fit your purchasing needs and preferences.

Program Features:

  • No annual fee
  • Warranty manager
  • Emergency cash & card replacement - 24 hours a day/7 days a week
  • Rental car insurance
  • Rates do not change if you have a late payment
  • No liability on fraud as long as you comply with Visa® notice rules


Visa® Platinum Reward Credit Card

This card gives you the ultimate freedom of choice. As you use your card, you'll accumulate one point for every dollar spent that you can redeem for account credit or a selection of merchandise, travel, event tickets and/or activities.

  • Rates as low as 8.20% APR*
  • Coming Soon! All Visa® Platinum cardholders will have the option to use their reward points towards a donation to select charities.

Visa® Platinum Credit Card

This card provides a lower rate without the rewards.

  • Rates as low as 6.20% APR*

New First Time Borrower Visa® Credit Card

The perfect card for first time borrowers who want to establish a positive credit history.

  • Rates vary based upon credit history
  • $1,000 credit line
  • No co-signer required
  • Proof of income required
  • Minimum 1 year of employment history
  • No annual fee

Share Secured Visa® Credit Card

The perfect card for members who want to establish a positive credit history while securing the card with their share account.

  • Rates as low as 6.20% APR*
  • $1,000 minimum credit line
  • No annual fee

Visa® Gift Cards

Simplify your gift giving with the perfect gift for anyone: a Visa® Gift Card. This card gives the recipient the flexibility and convenience to choose where to go and what to buy.

  • Available in whole dollar amounts from $25 to $750
  • May be used at most merchants where Visa® is accepted**
  • Purchase at any Vermont Federal Credit Union branch location
  • $2.25 fee per card
  • Visa® Gift Card Terms & Conditions
  • Register your Visa® Gift Card

*The Annual Percentage Rates are variable and can change based on the Wall Street Journal Prime Rate plus a margin of 4.70% on the Visa® Platinum Rewards Card and 2.70% on the Visa® Platinum card. Rates quoted are "as low as" and may vary based on your individual credit. Must be a member of the Credit Union to obtain a credit card. All loans are subject to approval. Click Here for additional disclosures.

**Certain vendors require a minimum amount on a card for prepayment purchases such as gas, hotel deposits, incidentals and rental cars. Be sure to check with the individual vendor prior to use.

  • Equal Housing Lender
  • Falcon ATM Network
  • Credit Union Service Centers
  • Vermont Federal Investment Services Insurance Products
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