Credit Cards

Our Visa® Platinum credit card program offers several options to fit your purchasing needs and preferences.

Program Features:

  • No annual fee
  • Warranty manager
  • Emergency cash & card replacement - 24 hours a day/7 days a week
  • Rental car insurance
  • Rates do not change if you have a late payment
  • No liability on fraud as long as you comply with Visa® notice rules


Visa® Platinum Reward Credit Card

Earn 2X Reward Points on All Purchases Made Between April 1st and May 31st***

This card gives you the ultimate freedom of choice. As you use your card, you'll accumulate one point for every dollar spent that you can redeem for account credit or a selection of merchandise, travel, event tickets and/or activities.

  • Rates as low as 8.20% APR*

Visa® Platinum Credit Card

This card provides a lower rate without the rewards.

  • Rates as low as 6.20% APR*

New First Time Borrower Visa® Credit Card

The perfect card for first time borrowers who want to establish a positive credit history.

  • Rates vary based upon credit history
  • $1,000 credit line
  • No co-signer required
  • Proof of income required
  • Minimum 1 year of employment history
  • No annual fee

Share Secured Visa® Credit Card

The perfect card for members who want to establish a positive credit history while securing the card with their share account.

  • Rates as low as 6.20% APR*
  • $1,000 minimum credit line
  • No annual fee

Visa® Gift Cards

Simplify your gift giving with the perfect gift for anyone: a Visa® Gift Card. This card gives the recipient the flexibility and convenience to choose where to go and what to buy.

  • Available in whole dollar amounts from $25 to $750
  • May be used at most merchants where Visa® is accepted**
  • Purchase at any Vermont Federal Credit Union branch location
  • $2.25 fee per card
  • Visa® Gift Card Terms & Conditions
  • Register your Visa® Gift Card

*The Annual Percentage Rates are variable and can change based on the Wall Street Journal Prime Rate plus a margin of 4.70% on the Visa® Platinum Rewards Card and 2.70% on the Visa® Platinum card. Rates quoted are "as low as" and may vary based on your individual credit. Must be a member of the Credit Union to obtain a credit card. All loans are subject to approval. Click Here for additional disclosures.

**Certain vendors require a minimum amount on a card for prepayment purchases such as gas, hotel deposits, incidentals and rental cars. Be sure to check with the individual vendor prior to use.

***Double reward points earned on purchases made with Vermont Federal's Visa Platinum Reward Credit Card between April 1 and May 31, 2016. Not valid for cash advances of balance transfers. Cardholders must be in good standing to qualify.

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