Many people associate a home equity line of credit with home improvement projects. It makes sense. Home is right in the name, right? But the beauty of a HELOC from Vermont Federal is that you can use that money for anything you want. You can use your line of credit to buy new appliances, payoff student debt, or get that big TV you always wanted. The fact is, a HELOC is a great way to pay for things you need. And those that you simply want. And, of course, it also comes in handy for any home improvement projects you might tackle as well.