Still have that project at the house you've been wanting to do for years? Need to consolidate debt or help pay for your child's education? You can do it with a Home Equity Line of Credit. And, it's never been easier with a limited time as low as rate of 2.99% APR* for 12 months. The non-promotional rate would be as low as 3.50% APR*.
Our home equity lines of credit offer the flexibility to draw funds when you need to, for almost any purpose. The equity in your home can make your next big dream a reality.
Or speak with one of our loan specialists at (888) 252-0202.
*APR is the Annual Percentage Rate on the loan. For new lines of credit the Credit Union pays up to $341 of the closing costs. Costs range from $341 to $850 depending on the need for an appraisal. Additionally, members may be required to pay for title examination. The “as low as” interest rate of 2.99% may vary and is subject to an evaluation of your credit. All rates quoted are subject to change monthly. Rate is valid on all new home equity lines of credit for 12 months from the date of closing. After 12 months, rate is tied to the variable Prime Lending Rate as published in the Wall Street Journal and is as low as Prime Rate minus 0.50% with a floor of 3.50% APR. As of 3/24/20 that rate would be as low as 3.50% APR. Maximum APR is 18.00% at a maximum of 100% loan to value (LTV) of the tax assessed value, or 80% loan to value of the appraised value. Primary residence only. Other rates and terms are available. Current members with an existing line of credit must refinance and are subject to refinancing fees. Collateral property must be located in the state of Vermont. Property insurance required. Minimum credit line is $15,000. Must be a member of the Credit Union to obtain a loan. Promotion may end without notice.