Vermonters embrace the local-first lifestyle. Vermont Federal is made up of people like you, who support local businesses and want to see them grow. It seems to us that we’d be the perfect fit.
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NMLS #1417345
Zack joined Vermont Federal Credit Union in 2019, bringing vast experience in real estate transactions. Zack has been a lender for nearly a decade and focuses his real estate experience on financing complex commercial transactions in addition to helping grow and scale commercial and industrial businesses. At Vermont Federal Credit Union, Zack has worked with businesses of all sizes and life stages from start-up through scaling, working closely with his experienced team to provide Vermont businesses with the capital needed to grow and thrive.
Zack is a Vermont native and was born and raised in Burlington. He graduated from Marlboro College with a B.A. in Economics and Mandarin Chinese with a concentration in urban development. After college, Zack worked extensively as a community development lender with a focus on affordable housing and access to credit for low-to-moderate income borrowers. He resides with his wife and dog “Gus” in South Burlington.
Phone: (802) 923-1200
Email: zchilcote@vermontfederal.org
NMLS #1518017
Nicole joined Vermont Federal in 2014 and has worked in various roles throughout our branch network over the last 8 years. In 2021 she led the opening of our Essex location as the branch manager. Nicole joined the business lending team in 2022 and looks forwarding to assisting our business members with their lending needs.
Nicole was raised in Burlington, Vermont and currently resides in South Burlington with her fiancé and their dog.
Phone: (802) 923-1177
Email: ncallahan@vermontfederal.org
NMLS #2436160
Ian joined the Credit Union in 2022. Ian comes to Vermont Federal with 20 years of financial experience seven of them in the Business Lending community. Ian was born and raised in Burlington and resides in Essex with his wife and 2 daughters. He and his wife also recently created a new nonprofit entity called Big Beautiful Life (https://bigbeautifullife.org/) that focuses on “Spreading joy to children in medical crisis, supporting their helpers and raising awareness about medical complexity."
Phone: (802) 923-1186
Email: icarroll@vermontfederal.org
