Vermont Federal is a full service, not-for-profit, cooperative financial institution that has been serving Vermonters for over 70 years. Founded in 1953, the Credit Union now operates under a community charter opening the possibility of membership to anyone who lives, works, worships, or attends school in the state of Vermont, as well as any of their family members. We are committed to helping Vermonters prosper, no matter where they may be on life’s journey.
Vermont Federal Credit Union is proud to share the history, values and continued growth of the Credit Union through our Annual Report. The Annual Report is made available each year in conjunction with our Annual Meeting.
Vermont Federal posts its monthly financials in each branch location. They are also available for viewing by clicking the link below.
View the Credit Union's current monthly Unaudited Financial Statement
Jean Giard
President & CEO
President & CEO
Jean Giard is the President & CEO of Vermont Federal Credit Union, a $900 million financial institution serving over 50,000 members throughout Vermont. Jean joined the Vermont Federal team in April 2006 as the Chief Financial Officer and a member of the Senior Management team. In February of 2017, Jean was appointed by the Board of Directors as President & CEO, after having served as Interim CEO for a year.
During her 18 years with Vermont Federal Credit Union, Jean helped the Credit Union to grow from a $160 million financial institution to its current asset size of over $900 million. Previous to her employment at Vermont Federal Credit Union, Jean was a CPA and Audit Partner at R.F. Lavigne & Company. Jean is a Vermont native and earned her B.A. from the University of Vermont. She has an extensive background in finance and business.
Jean is a member of the Board of Directors for the Association of Vermont Credit Unions; a member of the Board of Directors for Tricorp Federal Credit Union in Portland, Maine; and serves on the national Board of Trustees for America’s Credit Unions PAC, representing Vermont. She also serves as Board Treasurer for the Converse Home, a local nonprofit.
Megan Manahan Bliss
Board Chair
Board Chair
Megan is an attorney and the managing shareholder in Cahill, Gawne, Miller & Manahan, P.C., the law firm where she started her career. Megan received her B.S. in Business from the University of Vermont in 1999 and her Juris Doctor from Suffolk University Law School in 2003. While at Suffolk she completed a year as a visiting student at the University of Montana School of Law. Megan has been a Director since 2015 and has served as Board Chair for the past 4 years. Megan resides in St. Albans, VT with her husband.
Will Voigt
Board Vice Chair
Board Vice Chair
Will Voigt is the Senior Accountant at D.W. Voigt CPA P.C., a tax and consulting firm located in South Burlington. Will began his career with U.S. Citizenship and Immigration Services (USCIS) working in budget and finance and was the special assistant to the Chief Financial Officer of USCIS before leaving to work in the family owned business of D.W. Voigt CPA P.C. The opportunity to work with family and own his own business in the great state of Vermont was too good to pass up.
Joseph Finnigan
Board Treasurer
Board Treasurer
Joseph was elected to the Board of Directors and as Treasurer of Vermont Federal Credit Union in 1978. He served as President/CEO for more than 30 years, retiring in March 2009. He served on the Board of Directors of the Credit Union National Association (CUNA) as a National Director from 1991 to 1996. Joseph received recognition and was nominated for the Director of the Year Award for the Credit Union Executive Society’s Educational Forum in 1999. In 2005, he was inducted into the Credit Union Executives Society’s Hall of Fame. He served on many state, regional & national credit union Boards which include the Credit Union Legislative Action Council (CULAC) and American Credit Union Museum. Joseph spent several years serving on the Board of Directors of TriCorp Federal Credit Union and the New England Credit Union Heritage Foundation. Most recently, he worked with the World Council of Credit Unions and made several trips to Kenya to develop financial literacy and promote credit union values. He also served on many Vermont community boards & non-profits.
Ethan Hutchins
Board Secretary
Board Secretary
Ethan is a University of Vermont alumnus who grew up in Barre, Vermont. He started his career in 2008 in the software development industry and is currently employed at Polly as a Lead Software Engineer. Ethan actively participates in the entire software development lifecycle and finds the problem solving aspects of the role extremely rewarding, yet challenging. Ethan played for the University of Vermont's Men's Soccer team and is currently on their Hall of Fame committee.
Paul Politano
Board Director
Board Director
Paul Politano works at Middlebury College's Ralph Myhre Golf Course as their Director of Golf and Head Professional. Paul is also an assistant coach for the men’s and women’s college golf teams. As an active member of the golf community for about 30 years, he has been nominated for several awards and was selected as the 2009 Vermont PGA Professional of the Year. Paul also served on the Vermont PGA Board of Directors from 1998 - 2009, and was President for 3 years. Paul has been a Director since 2018 and resides in Brandon, VT with his wife and their four children.
Emily Byrne
Board Director
Board Director
Emily is the Deputy Fiscal Officer for the Joint Fiscal Office of the Vermont General Assembly. She moved to Vermont in 2012 after graduate school to work for State Government, serving in various financial roles across the executive branch before joining the Legislative staff in 2022. Emily received an MPA from Syracuse University, an MS the SUNY College of Environmental Science and Forestry, and a BA from the University of Wisconsin - Madison. Emily has been a director since 2021 and lives in Montpelier, VT with her family.
Neal Robinson
Board Director
Board Director
Neal Robinson retired from Saint Michael's College in June of 2017 where he had served as Vice President of Finance for fifteen years. Prior to his service at Saint Michael's, Neal enjoyed an extensive twenty-year career in banking, having been the Assistant Controller of the Tompkins County Trust Company in Ithaca, NY, Vice President and Chief Financial Officer of First Vermont Bank in Brattleboro, VT, and Senior Vice President and Treasurer of Banknorth Group in Burlington, VT. Neal also served as Vice President and Chief Financial Officer of VELCO in Rutland, VT. Neal has served as a Board Member of the Cancer Patient Support Foundation and a Trustee of the Episcopal Diocese of Vermont. His volunteer activities also include having been Treasurer of St. James Episcopal Church in Essex Junction as well as currently serving on the board of the Vermont Educational and Health Buildings Financing Agency.
Robert Kilpeck
Board Director
Board Director
Robert Kilpeck served on the Board of Directors for the Credit Union of Vermont from 2024 until its merger with Vermont Federal Credit Union when he was appointed to the Vermont Federal Credit Union Board of Directors. Bob retired from the Vermont Division of Fire Safety having served as a State Fire Inspector for 17 years. He is also a 24-year veteran of the Vermont Army National Guard and has been a member of the Brandon Fire Department for 45 years, including 22 years serving as Fire Chief
David Qian
Board Director
Board Director
David is a real estate investor, developer, and business leader with over two decades of experience in finance, real estate, and asset management. Originally from S. Burlington, he began his career in New York City at a Fortune 100 financial institution, where he focused on deal underwriting, mergers and acquisitions, and investment analysis. David currently serves on the Board of Directors of the Asian Real Estate Professional Association (NYC) and on the Board of Directors of Pathways Vermont, where he serves as Treasurer. He holds a double major in Economics and Chinese from Hamilton College.
