Auto & Recreational Vehicle Loans

Auto Loans 

With flexible terms on new and used vehicles, we will help you find an affordable payment to meet your individual needs. Pre-approvals are also available to help with your negotiations.

  • Up to 125% financing available with no down payment required
  • Utilize AutoSMART for help purchasing your next vehicle 

Auto Insurance

Auto Loan Calculator

Recreational Vehicles

Consider us when financing a variety of recreational vehicles:

  • Boat Loans 
  • RV Loans 
  • Alternative Transportation Loans (Including Scooters)
  • Personal Watercrafts Loans
  • Motorcycle Loans
  • Snowmobile Loans
  • Camper Loans
  • ATV Loans

Protect Your Investment

Vermont Federal offers options to help ensure that your investment is protected.

  • GAP (Guaranteed Asset Protection) Advantage is a non-insurance product that covers the "gap" between the primary carrier insurance settlement and the payoff of your loan, less delinquent payments, late charges, refundable contracts and other insurance related charges. It may also provide you an additional $1,000 toward the purchase of a replacement vehicle. Get a Quote Today.
  • Mechanical Breakdown Protection is designed to help you in case of mechanical failure of major mechanical components of your vehicle. You can add this protection to your loan payments at any time during the term of your loan or you can purchase the protection outright if you financed your vehicle elsewhere. Get a Quote Today.
  • Automobile Insurance is offered through a dedicated team of local insurance professionals. Learn More.
  • Insurance Verification
    You may have received a letter from Vermont Federal requesting a copy of your insurance. As part of your loan obligation, you are required to maintain physical damage insurance for the full term of your loan. If you have not already responded, or asked your agent to respond to us, you can submit your insurance information online.
    • Visit the secure Insurance Verification Webpage
    • Submit your insurance information on the secure website
    • We will verify your insurance information
    • Once verified, this information will be added to your loan account
    • You will receive notification that we were able to confirm your insurance
*APR is the Annual Percentage Rate on the loan. Rate is quoted "as low as" and is subject to an evaluation of your credit at the time of application. Rate is based on a 24 month loan and applies to 2005-2015 vehicles. Other rates and terms are available. Rate quoted includes a 0.25% discount for automatic payment. Subject to change without notice. Credit union membership required.
**Must be a member of the Credit Union to obtain a loan. All loans are subject to approval. The insurance products listed are not federally insured and are offered by a separate entity that is not affiliated with the Credit Union.


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