CERTIFICATE RATES IN VERMONT: SAVE ON YOUR TERMS

All rates on this page are subject to change at any time without notice. Fees could reduce earnings on the account. Must be a member to open a share certificate. Early withdrawal penalty will apply. $5 minimum balance required on certificates. Rates are the same for certificates in Traditional & Roth IRAs. Ask a Member Service Representative for further information about fees & terms applicable to the advertised accounts.
**Flex Certificate is listed for rate information only; not available as a new certificate. Rate will be applied only to existing Flex Certificates using one-time option to increase rate during the term. The new rate will be applied for the remainder of the term. Automatic roll-over at maturity to 18 month CD at the current rate.
***Valid for youth ages 0-18. Term Share Certificate must be in youth's name. Early withdrawal penalty will apply. Additional deposits can be made at anytime throughout the term with no minimum.
****At the end of the 6 month term, if no action is taken, the account would roll into the 12 month term share certificate with applicable market rates at that time.
*****At the end of the 12 month term, if no action is taken, the account would roll into the 18 month term share certificate with applicable market rates at that time.
^ Rate is tied to the Prime Rate as published in the Wall Street Journal. Prime Rate minus 3.50%. Updated monthly on the first day of the month.