SAVE ON YOUR TERMS

With a Vermont Federal certificate, you can rest easy knowing that you’ll be earning top dollar with a very safe investment.

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Certificate Rates

Available Terms

Limited Time Offer

3.82%

Annual Percentage Yield

Term Share Certificates

  • 6 to 60 month terms
  • Fixed Rate – Competitive yields
  • $500 minimum balance
  • Automatic renewal at end of term (if desired)

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Youth Certificate

  • 60 month term
  • Fixed Rate – competitive yield
  • $5 minimum balance
  • Available for ages 0-18
  • Allows for unlimited additional deposits throughout the term

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*APY = Annual Percentage Yield. Early withdrawal penalty will apply. Fees could reduce earnings on account. Minimum balance to open is $500. Must be a member of the Credit Union to open a share certificate. Offer and rates subject to change without notice.

** Flex Certificate has a one-time option to increase the rate on your certificate during the term. The new rate will be applied for the remainder of the term. Automatic roll-over at maturity to 18 month CD at the current rate.

Renew your maturing Term Share Certificate or IRA Certificate with a longer term (add at least six additional months to our available terms) and we will add .10% APR! This renewal bonus cannot be used for any other term share certificate or combined with any other renewal coupons and does not apply to current 60-month term certificates/IRAs or promotional rates. This offer expires 10 calendar days after the term share certificate maturity date. All rates are subject to change without notice. Fees could reduce earnings on the account.

READY TO SAVE ON YOUR TERMS?

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