With a Vermont Federal certificate, you can rest easy knowing that you’ll be earning top dollar with a very safe investment. Even if you need to withdraw the money before you expect, you will never lose any of the principal balance that you invested.

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Certificate Rates

Available Terms

Limited Time Offer


Annual Percentage Yield*

Term Share Certificates

  • 6 to 60 month terms
  • Fixed Rate – Competitive yields
  • $500 minimum balance
  • Automatic renewal at end of term (if desired)

Youth Certificate

  • 60 month term
  • Fixed Rate – competitive yield
  • $50 minimum balance
  • Available for ages 0-18
  • Allows for unlimited additional deposits throughout the term