We’re here to help make the process quick, easy, and painless. With flexible terms and affordable payments, we can help you get the vehicle that you want or drive your payment down, and save you money with our great refinancing options.
Many people choose to lease their car so they can enjoy lower monthly payments. But at the end of the lease, they have to turn in the car with no residual benefits. Our Paysaver Loan is similar to a lease, but you own the vehicle which offers you greater flexibility both during the loan and at loan maturity. You can now have lower payments and still have the option to sell, trade or pay off your balance at any time. We like to think it’s a loan that gives you the best of both worlds. Some of the benefits of a Paysaver loan include:
Whether you are buying new or used, our Traditional Vehicle Financing options provide you with a wide range of opportunities and rates. We offer multiple term lengths and can create a loan that is just right for you. Benefits of a traditional loan include:
With today’s rising gas prices, an electric or hybrid vehicle makes more sense than ever. And with our Electric/Hybrid Auto Loan, we make it easier than ever for you to purchase the electric or hybrid vehicle that will allow you to drive by the gas station with confidence. Our Electric/Hybrid Auto Loan features low-interest rates, flexible loan terms, and we will work with you to identify any rebates or tax credits you might qualify for.
We’re here to help make the process quick, easy, and painless. If you want to buy or lease an electric or hybrid vehicle and skip the gas station, talk to us, and we will get you the loan that works for you.
For Burlington Electric Customers, check out the BED Rebate Program
No one likes to say goodbye. And with our help, you won't have to! Let us help you save money by refinancing or buying out your lease so you can hang on to the vehicle you love.
We offer a great set of options to keep you on the road.
Designed to help relieve the financial stress and worry related to making loan payments when your life takes an unexpected turn due to:
A non-insurance product that covers the "gap" between the primary carrier insurance settlement and the payoff of your loan, less delinquent payments, late charges, refundable contracts and other insurance related charges. It may also provide you an additional $1,000 toward the purchase of a replacement vehicle.
An alternative solution on low LTV loans when traditional Guaranteed Asset Protection (GAP) may not be a good fit. In the event of a total loss, Depreciation Protection provides a waiver benefit equal to the difference between the vehicle value at the time of purchase, less the loan balance at time of loss up to a maximum waiver benefit or the outstanding loan balance, whichever is less.
Designed to help you in case of mechanical failure of major mechanical components of your vehicle. You can add this protection to your loan payments at any time during the term of your loan or you can purchase the protection outright if you financed your vehicle elsewhere.
Designed to cover a wide range of protection services. Coverage includes:
As part of your loan obligation, you are required to maintain physical damage insurance for the full term of your loan. You may have received a letter from Vermont Federal requesting a copy of your insurance. If you have not already responded or asked your agent to respond to us, you can submit your insurance information online by following the steps below:
*Insurance Verification applies to all secured loans offered by Vermont Federal only.
