SAVE FOR YOUR FUTURE
Leverage a Vermont Federal IRA account to help you save for retirement, higher-education expenses, or your first house. With three great programs, you can be confident that we have the right account for you.
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Leverage a Vermont Federal IRA account to help you save for retirement, higher-education expenses, or your first house. With three great programs, you can be confident that we have the right account for you.
Annual Percentage Yield
Annual Percentage Yield
Limited Time Offer
4.25%
Annual Percentage Yield
Annual Percentage Yield
Annual Percentage Yield
Not Currently Offered
3.56%
Annual Percentage Yield**
Annual Percentage Yield
Annual Percentage Yield
Annual Percentage Yield
Annual Percentage Yield
Annual Percentage Yield
Annual Percentage Yield
Annual Percentage Yield
Limited Time Offer
4.25%
Annual Percentage Yield
Annual Percentage Yield
Annual Percentage Yield
Not Currently Offered
3.56%
Annual Percentage Yield**
Annual Percentage Yield
Annual Percentage Yield
Annual Percentage Yield
Annual Percentage Yield
Annual Percentage Yield
A traditional IRA allows contributions that are tax deductible (within the IRS limits), and grows tax deferred until you withdraw the funds.
Roth IRAs are not tax-deductible, but your investment will grow free of taxes and you will be able to withdraw the money tax-free during retirement.
A Coverdell Education Savings Account is a tax-deferred trust account that was implemented by the U.S. government to help families in funding educational expenses for beneficiaries 18 years old or younger. Exceptions for the age restrictions are made for children with special needs.
* All Rates on this page are subject to change at any time without notice. Fees could reduce earnings on the account. $500 minimum balance required on all certificates except the Youth Advantage Certificate. Rates are the same for certificates in Traditional & Roth IRAs. Ask a Member Service Representative for further information about fees & terms applicable to the advertised accounts.
** Flex Certificate is listed for rate information only; not available as a new certificate. Rate will be applied only to existing Flex Certificates using one-time option to increase rate during the term. The new rate will be applied for the remainder of the term. Automatic roll-over at maturity to 18 month CD at the current rate.
***Valid for youth ages 0-18. Term Share Certificate must be in youth's name. Early withdrawal penalty will apply. $5 minimum balance to open. Additional deposits can be made at anytime throughout the term with no minimum.
**** This renewal bonus cannot be used for any other term share certificate or combined with any other renewal coupons and does not apply to current 60-month term certificates/IRAs or promotional rates. This offer expires 10 calendar days after the certificate maturity date.
***** 1.26% Annual Percentage Yield (APY) paid on balances between $0.01 and $25,000 and 0.25% APY paid on any amount above $25,000 each qualification cycle when the minimum requirements are met. Qualifications for monthly bonus rates include: receive monthly e-Statement, login to Online Banking, at least 1 payment or 1 direct deposit posts and clears, and 12 or more debit card transactions poster and clear. If you do not meet the requirements per cycle, your ReWARD Checking account will earn 0.00% APY. $5 Share Deposit required for Credit Union membership, though no minimum balance necessary to earn rewards. Available for personal accounts only. The daily method is utilized to determine which rate will be applied. Dividends are compounded daily. Dividends will be credited to your account on the last day of each monthly statement cycle. If you close your account before dividends are credited, you will not receive the accrued dividend. Rates are subject to change without notice.
A traditional IRA allows contributions that are tax deductible (within the IRS limits), and grows tax deferred until you withdraw the funds.
Who can contribute?
How much?
2023:
Roth IRAs are not tax-deductible, but your investment will grow free of taxes and you will be able to withdraw the money tax-free during retirement.
Who can contribute?
How much?
2023:
A Coverdell Education Savings Account is a tax-deferred trust account that was implemented by the U.S. government to help families in funding educational expenses for beneficiaries 18 years old or younger. Exceptions for the age restrictions are made for children with special needs.
Who can contribute?
How much?
Still have questions?
Contact
275 Kennedy Drive
Post Office Box 2147
South Burlington, VT 05407-2147
Phone: (802) 658-0225
Toll-Free: (888) 252-0202
Fax: (802) 864-6938
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NMLS Institutional ID #466013
Routing and Transit number 211691062