YOU WORK HARD, SO CAN YOUR HOME’S EQUITY

Borrow only what you need with a Vermont Federal Home Equity Line of Credit (HELOC) or enjoy peace of mind with a low fixed rate Home Equity Loan. Either way, access the equity you have in your home to pay for home improvements, educational expenses, debt consolidation, vehicles, and more.

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Home Equity Line of Credit

3.50
%
APR*
80% Maximum Loan to Value

HOME EQUITY LOAN

3.104
%
APR*
180 Month Max Term
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I want to draw funds as I need them.

Whenever you need your funds, you can access them for almost any project or purpose with a HELOC.

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I want all my funds upfront.

A Fixed-Rate Home Equity Loan gives you one lump sum at the beginning of your loan.

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HOME EQUITY LINE OF CREDIT

Draw funds when you need them, for almost any project or purpose. The equity in your home can help make your next big dream a reality.

  • Fast approval – online or by phone
  • Convenience checks or online access to funds
  • Monthly payments change based on the amount you owe
  • Minimum credit line is $15,000
  • Credit Union pays closing costs up to $341**
  • Primary residence only

 

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FIXED-RATE HOME EQUITY LOAN***

One lump sum disbursed at the beginning of the loan.

  • Combined loan-to-value up to 95%
  • Interest rate and payment remain the same over the life of the loan
  • Minimum loan amount of $10,000

 

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Still Have Questions?

We would love to provide you with some clarity.

NEITHER LOAN IS RIGHT FOR YOU?

We have more loans that may be a better fit for your situation.