What ever happened to simple, straightforward checking accounts?

At Vermont Federal, we like to keep things simple. Our Sharedraft Checking Account is totally free, and does not require the use of any electronic services (unless you want to).

Schedule an Appointment

Middle Aged Couple Eating Breakfast at Home


A daily checking account that saves you money with no monthly service charges. You can have peace of mind knowing that your account is federally insured.

All Checking Accounts

No matter which account you choose, you will receive the following benefits:

  • No minimum balance
  • No monthly maintenance fees
  • Overdraft Privilege Plus (ODP) (Restrictions Apply)
  • Simple Online Check Ordering
  • Monthly statements
  • Enhanced debit card with access to the surcharge-free Falcon ATM Network

Are You Ready For A Totally Free Checking Account That Pays You Back?

Anywhere. Anytime Banking.

online banking icon

Online Banking

mobile banking icon

Mobile Banking


Remote Deposit

alerts icon

Card Controls
and Account Alerts

bill pay icon

Bill Pay

mastercard icon

Enhanced Mastercard
Debit Card

estatements icon


overdraft protection icon


atm icon

Nationwide Branch Network & Falcon ATM Network

Save Your Change with the Debit Card Round-Up Feature

Small increments, big results. Let us help you save while you spend!

  • transfer icon
    • Automatic Transfer
      Vermont Federal Credit Union will round up your debit card purchases to the nearest dollar amount and transfer the difference from your checking account to your primary share account once every day.

  • eligible icon
    • Eligibility
      All personal checking accounts are eligible.

Read FAQ

Woman holding baby and bag of food
friends having snowball fight

Need a debit card today? No problem!

Get a new or replacement debit card at a Vermont Federal branch in just minutes! —not available at Vergennes branch.

Find a Branch