Loans personalized for you

We are continuously developing new loan programs to meet your needs—no matter the season. We don’t require application fees and don’t charge penalties if you pay your loan off early.

Lifestyle Loan

This loan offers a competitive rate that may be used for a variety of life-event expenses including: weddings, adoptions, cosmetic surgery, LASIK surgery, funeral expenses, infertility treatments, summer camps for kids, uninsured medical/dental expenses, veterinary care and more. This loan offers a low fixed rate with terms from three to five years.

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Unsecured Loan

There are times in your life where unexpected expenses arise and putting the charge on a credit card is either costly or not an option. This loan is suitable for most purposes, including debt consolidation, home improvements, or other discretionary reasons.

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Credit Builder Loan

First time borrowers or those with past credit problems will benefit from Vermont Federal's Credit Builder Loan. This loan can help you establish credit if you are a new borrower or wish to re-establish credit and raise your overall credit score.

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Overdraft Line of Credit

Overdraft Line of Credit automatically transfers money, in increments of $50, if you overdraw your Vermont Federal Share Draft account. This helps you to avoid non-sufficient funds (NSF) fees.*

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Share Secured Loan

Use your Vermont Federal deposit funds as security for a low-interest loan. This loan can help you build a strong credit history and your savings will continue to earn dividends.**

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