*Up to $300/year bonus dividends is reflective of meeting all qualifying bonus rate criterion each month AND maintaining a balance of $25,000 for a full year. Qualifications for monthly bonus rates include: receive monthly e-Statement, login to Online Banking, receive at least 1 ACH payment or direct deposit that posts and clears, and 12 or more debit card transactions post and clear. All qualifications must be completed by 7 pm EST on the last day of the monthly statement cycle.
*1.26% Annual Percentage Yield (APY) paid on balances between $0.01 and $25,000 and 0.25% APY paid on any amount above $25,000 each qualification cycle when the minimum requirements are met. If you do not meet the requirements per cycle, your Reward Checking account will earn the base rate of 0.00% APY. The daily method is utilized to determine which rate will be applied. Dividends are accrued daily and compounded monthly. Dividends will be credited to your account on the last day of each monthly statement cycle. If you close your account before dividends are credited, you will not receive the rewards. Must be a member of the credit union to open a reward checking account. $5 Share Deposit required for Credit Union membership, though no minimum balance necessary to earn rewards. Available for personal accounts only. Rates are subject to change anytime without notice and are accurate as of December 1, 2022.
**Nationwide ATM fee refunds up to $25 per qualification cycle. Individual ATM fees of $5.00 or more will be reimbursed into your Reward Checking account upon presentation of the ATM receipt. If you do not meet the requirements per cycle, you will not receive ATM fee refunds for that qualification cycle.