Student Loan Products

Vermont Federal Credit Union offers financing options that can help you achieve your dreams of higher education or help you to consolidate your existing student loan debt.

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Our College Access Counselor can provide personal, one-on-one consultation for all of your financial aid questions. Ask A Question or Schedule an Appointment for more assistance with your financial aid questions.

Student Loans

Looking for ways to pay for college? Vermont Federal knows that financing your college tuition can be both stressful and challenging. We offer student loans to help fill the funding gaps that federal aid can leave behind.

Take advantage of the benefits our student loan has to offer:Student Loan Image with Green Shoes

  • No origination fees
  • Competitive interest rates
  • Line of credit up to $50,000
  • Deferment of principal and interest while in school
  • Flexible repayment terms
  • Graduated repayment to make monthly payments more manageable

How do I Apply?

To apply online, visit the Student Loan Program Website. For questions or to discuss your specific situation with a program representative call (866) 308-8390. The student loan call center is open 24 hours a day, 7 days a week.


Student Loan Refinance

This refinance loan, available to college graduates, gives you the ability to reduce the interest rate on your current college loans. Taking advantage of loan refinancing can potentially save you thousands of dollars over the life of your loan.

  • Refinance and consolidate up to $75,000 in private and federal student loans
  • Receive a 0.25% rate discount for automatic electronic payments

How do I apply?

To apply for student refinance loan online, you can connect to the Student Loan Program Website. For question or to discuss your specific situation with a program representative call (844) 239-9397.


NEW Financial Fitness Center

Education on financing higher education:

  • Paying for higher education
  • Federal financial aid and student loans
  • Loan repayment and tax incentives


*All loans subject to credit approval and can vary based on creditworthiness and qualifications. Must be a member to obtain a loan.
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