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Vermont Federal Credit Union and Credit Union of Vermont have officially merged.
Learn what that means for you below!
We are pleased to share that Credit Union of Vermont members have approved the merger, and as of January 1, 2026, Credit Union of Vermont is now merged with Vermont Federal Credit Union. Together, we will offer an enhanced digital banking experience, access to a larger branch network, and expanded member service hours.
Friday, May 29 - Credit Union of Vermont's online and mobile banking will be unavailable as of 5pm EST
Mobile Check deposit will be unavailable as of 3pm EST.
Bill Pay will be unavailable as of 2pm EST.
Friday, May 29 - CUVT ATM will be unavailable as of 4PM through June 2nd.
Sunday, May 31 - You may continue to use your Credit Union of Vermont debit card through the end of the day on May 31. Please Note: Due to the conversion, you will not be able to see balances or make deposits through the ATM from 5pm on May 29, 2026 through May 31, 2026.
Friday, June 12 - Your new Vermont Federal Credit Union credit card will be delivered by mail.
Sunday, June 14 - Final active day for Credit Union of Vermont credit cards.
Monday, June 15 - You may activate and begin using your new Vermont Federal Credit Union credit card.
Have questions? You can call the Vermont Federal Member Contact Center toll-free at (888) 252-0202, locally at
(802) 658-0225, or email us a memberservices@vermontfederal.org.
Mon-Thu: 8:00am – 5:00pm
Fri: 8:00am – 6:00pm
Sat: 8:30am – 12:30pm
Starting June 1, 2026 you can begin visiting any Vermont Federal Credit Union branch for your banking needs, giving you more convenient locations across the state for deposits, withdrawals, loans, and everyday account support.
No, you do not need to order new checks. You will receive a new debit card prior to our system conversion date.
More information and instructions will be provided as we get closer to that date.
MEMBER NUMBER
This is used to identify your overall relationship with Vermont Federal. It is a unique number given to you when you join the Credit Union.
WHEN TO USE YOUR MEMBER NUMBER
• When contacting or visiting us to conduct business to get assistance more quickly.
• When enrolling in Online Banking.
ACCOUNT NUMBERS
Your full Account Number identifies a specific account such as a savings, checking or loan account. It is assigned as each account type is opened.
WHEN TO USE YOUR ACCOUNT NUMBER
• When setting up a direct deposit or automatic deductions you will need the full
account number.
• When mailing in a deposit or loan payment you will need the full account number.
• When identifying accounts with Vermont Federal if you have multiple checking,
savings, certificates or loans.
Yes, the Credit Union of Vermont branch will remain open, and the existing staff you know, and trust will stay in place to continue serving you. You will have access to the same convenient location, now supported by the added resources and expanded services of Vermont Federal Credit Union.
Effective April 1, 2026, all VFCU branches, including Rutland, are open 8:30am-5:00pm Monday-Friday. Our Kennedy Drive, Milton, St. Albans, and Middlebury branches are also open on Saturdays, 9:00am-12:00pm.
Get started with Online & Mobile Banking using our step-by-step help guides.
Learn how to enroll, access your accounts securely 24/7, move money between accounts, pay bills, deposit checks from your phone, set up alerts, and more!
Get Started With Online Banking
Vermont Federal Credit Union and Credit Union of Vermont were both founded in the 1950s with a collective vision to offer dedicated financial services to U.S. Postal Service workers.
With strong roots in the postal service and longstanding connections to the communities we serve, we are excited to unite our visions to create a Credit Union for Vermonters, by Vermonters.
Vermont Federal Credit Union was founded in 1953 as the Burlington Postal Employees Credit Union. Just a short time later, the Credit Union was renamed to the U.S. Government Employees Credit Union of Chittenden County. The Credit Union's connection to these roots remains strong, as many government employees in Vermont are still loyal members of Vermont Federal.
In 1990, members decided to change the Credit Union from a state to a federal charter, becoming Vermont Federal Credit Union in 1991. After a series of expansions and mergers, Vermont Federal Credit Union was granted a community charter in 2001.
Today Vermont Federal Credit Union operates under a community charter, opening the possibility of membership to anyone who lives, works, worships, or attends school in the state of Vermont, as well as any of their family members.
PURPOSE:
To help Vermonters prosper, no matter where they may be on life’s journey.
CORE VALUES:
• We do the right thing, always.
• We believe wholeheartedly in what we do.
• We’re genuine, generous, and kind.
• We respect each other, regardless of our differences.
• We go above and beyond for members and each other.
GENERAL INFORMATION:
• Total Assets: Approximately $1,000,000,000
• Location: South Burlington, VT
• Branches: 8
• Employees: 175
Vermont Federal Credit Union was founded in 1953 as the Burlington Postal Employees Credit Union. Just a short time later, the Credit Union was renamed to the U.S. Government Employees Credit Union of Chittenden County. The Credit Union's connection to these roots remains strong, as many government employees in Vermont are still loyal members of Vermont Federal.
In 1990, members decided to change the Credit Union from a state to a federal charter, becoming Vermont Federal Credit Union in 1991. After a series of expansions and mergers, Vermont Federal Credit Union was granted a community charter in 2001.
Today Vermont Federal Credit Union operates under a community charter, opening the possibility of membership to anyone who lives, works, worships, or attends school in the state of Vermont, as well as any of their family members.
PURPOSE:
To help Vermonters prosper, no matter where they may be on life’s journey.
CORE VALUES:
• We do the right thing, always.
• We believe wholeheartedly in what we do.
• We’re genuine, generous, and kind.
• We respect each other, regardless of our differences.
• We go above and beyond for members and each other.
GENERAL INFORMATION:
• Total Assets: Approximately $1,000,000,000
• Location: South Burlington, VT
• Branches: 8
• Employees: 175
Contact
275 Kennedy Drive
Post Office Box 2147
South Burlington, VT 05407-2147
Phone: (802) 658-0225
Toll-Free: (888) 252-0202
Fax: (802) 864-6938
©2026 VFCU. All Rights Reserved.
NMLS Institutional ID #466013
Routing and Transit number 211691062