Transfer existing credit card debt and pay it down faster!

The holidays have come and gone! Too bad your credit card debt hasn’t. Good news: Vermont Federal Credit Union can help. Transfer the balance on your high-interest credit cards over to Vermont Federal, and you can pay your debt down faster while saving money.

For a limited time, transfer your balance from other credit card(s) to save money and pay down your debt faster with a promotional 0.00% APR* for 12 months.

Take advantage of this great limited time offer. Call us at (802) 658-0225 or apply online today!

Apply Online   Call Us: (802) 658-0225



Application & Solicitation Disclosure

*APR= Annual Percentage Rate. 0% APR for 12 months applies to the balance transfer ONLY. New purchases will receive normal interest rates based on creditworthiness. Offer available on New Platinum Credit Cards ONLY. Limit of one Platinum Credit Card per member. Balance transfers to existing cards or other card types are not eligible for the promotion. Balance Transfer must be from a financial institution other than Vermont Federal Credit Union to be eligible for the promotion. Balance Transfer promotional rate is valid on NEW Platinum Credit Card transfers made between January 15, 2026 and April 15, 2026. A 2% balance transfer fee is assessed and charged at the time the balance transfer is initiated by VTFCU. Promotional rate on balance transfers will revert to normal APR at the end of the twelve (12) month period. As of 12/11/2025, Platinum Credit Card APR is as low as 10.70%, but may change prior to the end of the promotional period. Maximum APR that can be imposed is 18%. APR is variable and can change based on the Wall Street Journal Prime Lending Rate plus a margin as low as 3.70% for VISA Platinum Credit Cards. Rates are quoted as “as low as” and may vary based on your individual credit. Must be a member of the Credit Union to obtain a credit card. $5 share deposit required for membership. All loans subject to approval. Offer subject to approval. Offer subject to change or end at anytime without notice.