Looking to Build
a New Home?

We Can Help.

Vermont Federal Credit Union’s Construction Loans can help make your dream a reality. Whether you want to build a single-family home or a multi-unit property, our Construction Loans offer you the flexibility and affordability you need to start your project.


Construction Loans

We offer construction loans for building a new single-family, manufactured, or multi-unit (4 unit maximum) home.

  • 15, 20, and 30-year terms available
  • Interest-only payment during the construction period, which is a maximum of 12 months
  • Can be used to purchase land and construct a new home or to refinance land already owned and use equity toward the down payment
  • Primary and Secondary Occupancy allowed
  • Minimum $100K loan amount

Still Have Questions?

We’ll help point you in the right direction.