UVM Student Special Offer Landing Page Header 2024-01-3

How to redeem this offer*

To qualify for this special offer, you must be (or become) a member of Vermont Federal Credit Union, and you must open a new Reward Checking Account. As a student attending the University of Vermont you automatically qualify for membership, regardless of your home state.

Please complete the following form, which will then prompt you to open an account online. 

BENEFITS OF A REWARD CHECKING ACCOUNT:

  • Potential to earn $300 per year in dividends**
  • Potential to earn $300 in ATM fee refunds***
  • No fees or minimum balance
  • Online & mobile banking 24/7
  • Debit card
  • Apple Pay, Samsung Pay, & Google Pay
  • Mobile Check Deposit

Places you can
redeem your gift cards:

  • On-campus locations such as the bookstore, dining spaces, and recreational sports,
  • Restaurants/cafes off-campus including Buffalo Wild Wings, Henry's Diner, and Kountry Kart Deli
  • Grocery stores including Healthy Living, City Market, and Hannaford on Dorset Street
  • Click here for a complete list of on and off-campus locations

INSURED BY NCUA
*While supplies last. Offer may be discontinued at any time. Bonus is considered interest and will be reported on IRS Form 1099-INT. Must be a member of the credit union to open a reward checking account. $5 Share Deposit required for Credit Union membership. Available for personal accounts only. Cat$cratch gift cards will be mailed to qualifying participants within two weeks of account opening. Limit two Cat$cratch gift cards per member. **1.26% Annual Percentage Yield (APY) paid on balances between $0.01 and $25,000 and 0.25% APY paid on any amount above $25,000 each qualification cycle when the minimum requirements are met. If you do not meet the requirements per cycle, your Reward Checking account will earn the base rate of 0.00% APY. The daily method is utilized to determine which rate will be applied. Dividends are compounded monthly using the daily balance method. Dividends will be credited to your account on the last day of each monthly statement cycle. If you close your account before dividends are credited, you will not receive the accrued dividend. Rates may change after account is opened. Rates are subject to change anytime without notice and are accurate as of July 10, 2023. Fees could reduce earnings on account. ***Nationwide ATM fee refunds up to $25 per qualification cycle. Individual ATM fees of $5.00 or more will be reimbursed into your Reward Checking account upon presentation of the ATM receipt. Qualifications for monthly bonus rates include: receive monthly e-Statement, login to Online Banking, receive at least 1 ACH payment or direct deposit that posts and clears, and 12 or more debit card transactions post and clear. All qualifications must be completed by 7 pm EST on the last day of the monthly statement cycle. If you do not meet the requirements per cycle, you will not receive ATM fee refunds for that qualification cycle.